FEDERAL PRIVACY NOTICE
FACTS
WHAT DOES CREDIT FIRST NATIONAL ASSOCIATION
DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the
right to limit some but not all sharing. Federal law also requires us to tell you how we collect,
share, and protect your personal information. Please read this notice carefully to understand what
we do.
What?
The types of personal information we collect and share depend on the product or service you have
with us. This information can include:
- Social Security number and income
- account balances and payment history
- credit history and purchase history
How?
All financial companies need to share customers' personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
customers' personal information; the reasons Credit First National Association chooses to share;
and whether you can limit this sharing.
Reasons we can share your personal information
Does Credit First National Association share?
Can you limit this sharing?
For our everyday business purposes— such as to process your transactions,
maintain your account(s), respond to court orders and legal investigations, or report to credit
bureaus
Yes
No
For our marketing purposes— to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our
affiliates' everyday business purposes— information about your transactions
and experiences
Yes
No
For our affiliates' everyday business purposes— information about your
creditworthiness
Yes
Yes
For our affiliates to market to you
Yes
Yes
For nonaffiliates to market to you
No
No
To limit our sharing
- Call 1-800-843-3449 and provide your name, account number, last four digits of your Social
Security number and phone number.
Please note:
If you are a new customer, we can begin sharing your
information 30 days from the date we provide this notice. When you are no longer our
customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Call 1-800-321-3950
How does Credit First National Association protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that
comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Credit First National Association collect my personal information?
We collect your personal information, for example, when you
- open an account or give us your contact information
- pay your bills or give us your income information
- use your credit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other
companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes—information about your
creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for
more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choice will apply to everyone on your account.
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include companies with a Bridgestone and Firestone name, and nonfinancial
companies such as Tires Plus, Wheel Works, Expert Tire, and Hibdon Tire.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial
companies.
- Nonaffiliates can include independent retailers, insurance providers, direct marketing
companies, and merchandise vendors.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products
or services to you.
- Our joint marketing partners may include insurance providers.
Other important information
If your billing address is in California, you have the right to limit our sharing of your personal
information to our affiliates (either for their own everyday business purposes or to market to you)
and for joint marketing with other financial companies. See the notice titled "IMPORTANT
PRIVACY CHOICES FOR CONSUMERS." If your billing address is in California or Vermont, we do not
disclose your personal information for nonaffiliates to market to you. If your billing address is in
Vermont, we do not disclose information about your creditworthiness for our affiliates' everyday
business purposes or to market to you.
